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Framler is a quantitative research platform - not a broker, investment advisor, or fiduciary. Nothing on this site constitutes a recommendation to buy, sell, or hold any security. All model outputs - scores, verdicts, intervals, predictions - are for informational and educational purposes only. Past performance does not guarantee future results. Invest at your own risk. Built on public data - SEC EDGAR, ClinicalTrials.gov, PubMed, Yahoo Finance, Finnhub, FMP.
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← HAPN FULL ANALYSIS

Happen Bank (HAPN) Forecast

Financial Services$15.17-1.04%

Framler has scored Happen Bank daily since Jul 14 — 64 published scores, of which 58 are old enough to be graded against what the stock actually did next. Both are below, unfiltered.

67bullish
FRAMLER SCORE · /100
Prediction Interval
Score: 67(90%-target range: 10–95 · agreement 52%)

Our daily score for HAPN — last 64 published days

LEANS BULLISHNO STRONG CALLLEANS BEARISH0204060801002026-07-14 score 332026-07-15 score 322026-07-16 score 612026-07-17 score 322026-07-20 score 322026-07-21 score 322026-07-22 score 722026-07-23 score 422026-07-24 score 392026-07-27 score 392026-07-28 score 412026-07-29 score 402026-07-30 score 332026-07-31 score 392026-08-03 score 392026-08-04 score 702026-08-05 score 752026-08-06 score 352026-08-07 score 432026-08-10 score 392026-08-11 score 712026-08-12 score 502026-08-13 score 652026-08-14 score 602026-08-17 score 442026-08-18 score 452026-08-19 score 442026-08-20 score 342026-08-21 score 442026-08-24 score 722026-08-25 score 452026-08-26 score 402026-08-27 score 402026-08-28 score 422026-08-31 score 402026-09-01 score 392026-09-02 score 732026-09-03 score 402026-09-04 score 712026-09-07 score 352026-09-08 score 372026-09-09 score 702026-09-10 score 322026-09-11 score 402026-09-14 score 332026-09-15 score 342026-09-16 score 462026-09-17 score 422026-09-18 score 322026-09-21 score 692026-09-22 score 662026-09-23 score 302026-09-24 score 372026-09-25 score 372026-09-28 score 692026-09-29 score 682026-09-30 score 332026-10-01 score 292026-10-02 score 352026-10-05 score 692026-10-06 score 692026-10-07 score 682026-10-08 score 292026-10-09 score 37Jul 14Oct 9

The purple line is the 0–100 score we published for HAPN each day. In the green zone (above 60) the model leans bullish; in the red zone (below 40) it leans bearish; in between it isn't making a strong call. 34 of these 64 days sat in the red zone — the model has been leaning against this stock. Every point is committed to a public, Bitcoin-anchored ledger — we can't quietly rewrite a bad call.

Were we right on HAPN? — 58 graded days

WE MADE A CALL ON 46 OF 58 DAYS — RIGHT 24 · WRONG 22
-10%-5%0%+5%+10%2026-07-14: we said DOWN (score 33), stock went -1.84% over the next 7 days — RIGHT2026-07-15: we said DOWN (score 32), stock went -5.71% over the next 7 days — RIGHT2026-07-16: we said UP (score 61), stock went -10.37% over the next 7 days — WRONG2026-07-17: we said DOWN (score 32), stock went -8.37% over the next 7 days — RIGHT2026-07-20: we said DOWN (score 32), stock went -2.50% over the next 7 days — RIGHT2026-07-21: we said DOWN (score 32), stock went -0.73% over the next 7 days — RIGHT2026-07-22: we said UP (score 72), stock went -3.74% over the next 7 days — WRONG2026-07-23: no call (score 42) — stock went +2.76% over the next 7 days2026-07-24: we said DOWN (score 39), stock went +6.45% over the next 7 days — WRONG
Current RegimeRISK ON

Markets are in an expansionary regime. Momentum and growth factors tend to perform well.

What the factors say

BULLISH FACTORS
Options FlowSTRONG
MomentumGOOD
Sector SpilloverGOOD
Factor InteractionGOOD
QualityGOOD
BEARISH FACTORS
NLP TonePOOR
AccrualsPOOR

Why there is no price target here

Most forecast sites will print an exact price for HAPN a year out. We won't: a point target is a guess dressed up as precision. What we publish instead is a 0–100 ranking score with an honest uncertainty range, a daily record of every score we've ever published (anchored in Bitcoin, so it can't be edited after the fact), and a pre-registered public bet on whether the score ranks stocks better than chance. If the model is wrong, this page will say so — that's the product.

View full HAPN analysis — factor breakdown, forward returns, news →
Model-generated forecast based on 13 academic factors. Not investment advice. See methodology for how the Framler score is built.
2026-07-27: we said DOWN (score 39), stock went +13.18% over the next 7 days — WRONG2026-07-28: no call (score 41) — stock went +11.36% over the next 7 days2026-07-29: we said DOWN (score 40), stock went +7.76% over the next 7 days — WRONG2026-07-30: we said DOWN (score 33), stock went +6.37% over the next 7 days — WRONG2026-07-31: we said DOWN (score 39), stock went +0.21% over the next 7 days — WRONG2026-08-03: we said DOWN (score 39), stock went +1.57% over the next 7 days — WRONG2026-08-04: we said UP (score 70), stock went -5.92% over the next 7 days — WRONG2026-08-05: we said UP (score 75), stock went -6.66% over the next 7 days — WRONG2026-08-06: we said DOWN (score 35), stock went -3.77% over the next 7 days — RIGHT2026-08-07: no call (score 43) — stock went -0.71% over the next 7 days2026-08-10: we said DOWN (score 39), stock went -0.93% over the next 7 days — RIGHT2026-08-11: we said UP (score 71), stock went -4.48% over the next 7 days — WRONG2026-08-12: no call (score 50) — stock went -3.48% over the next 7 days2026-08-13: we said UP (score 65), stock went -7.80% over the next 7 days — WRONG2026-08-14: we said UP (score 60), stock went -6.26% over the next 7 days — WRONG2026-08-17: no call (score 44) — stock went -6.75% over the next 7 days2026-08-18: no call (score 45) — stock went -4.85% over the next 7 days2026-08-19: no call (score 44) — stock went -1.13% over the next 7 days2026-08-20: we said DOWN (score 34), stock went -0.62% over the next 7 days — RIGHT2026-08-21: no call (score 44) — stock went -0.45% over the next 7 days2026-08-24: we said UP (score 72), stock went -4.56% over the next 7 days — WRONG2026-08-25: no call (score 45) — stock went -8.11% over the next 7 days2026-08-26: we said DOWN (score 40), stock went -4.93% over the next 7 days — RIGHT2026-08-27: we said DOWN (score 40), stock went -4.25% over the next 7 days — RIGHT2026-08-28: no call (score 42) — stock went -3.77% over the next 7 days2026-08-31: we said DOWN (score 40), stock went -2.24% over the next 7 days — RIGHT2026-09-01: we said DOWN (score 39), stock went -0.51% over the next 7 days — RIGHT2026-09-02: we said UP (score 73), stock went +0.36% over the next 7 days — RIGHT2026-09-03: we said DOWN (score 40), stock went -3.80% over the next 7 days — RIGHT2026-09-04: we said UP (score 71), stock went -4.44% over the next 7 days — WRONG2026-09-07: we said DOWN (score 35), stock went -5.86% over the next 7 days — RIGHT2026-09-08: we said DOWN (score 37), stock went -7.55% over the next 7 days — RIGHT2026-09-09: we said UP (score 70), stock went -7.03% over the next 7 days — WRONG2026-09-10: we said DOWN (score 32), stock went -3.98% over the next 7 days — RIGHT2026-09-11: we said DOWN (score 40), stock went -3.11% over the next 7 days — RIGHT2026-09-14: we said DOWN (score 33), stock went -3.57% over the next 7 days — RIGHT2026-09-15: we said DOWN (score 34), stock went -9.34% over the next 7 days — RIGHT2026-09-16: no call (score 46) — stock went -7.68% over the next 7 days2026-09-17: no call (score 42) — stock went -5.60% over the next 7 days2026-09-18: we said DOWN (score 32), stock went -6.99% over the next 7 days — RIGHT2026-09-21: we said UP (score 69), stock went -7.91% over the next 7 days — WRONG2026-09-22: we said UP (score 66), stock went -7.90% over the next 7 days — WRONG2026-09-23: we said DOWN (score 30), stock went -7.68% over the next 7 days — RIGHT2026-09-24: we said DOWN (score 37), stock went +1.65% over the next 7 days — WRONG2026-09-25: we said DOWN (score 37), stock went +0.20% over the next 7 days — WRONG2026-09-28: we said UP (score 69), stock went +2.86% over the next 7 days — RIGHT2026-09-29: we said UP (score 68), stock went +3.02% over the next 7 days — RIGHT2026-09-30: we said DOWN (score 33), stock went +1.61% over the next 7 days — WRONG2026-10-01: we said DOWN (score 29), stock went +3.72% over the next 7 days — WRONGJul 14Oct 1
we made a call and were rightwe made a call and were wrongno call that day

Each bar is what HAPN actually did over the 7 days after one of our published scores — up bars, the stock rose; down bars, it fell. A “call” is a day the score left the middle zone (above 60 = we said up, below 40 = we said down), and it's counted right only if the stock then moved our way. Faint bars are days we made no call — saying “we don't know” is allowed here. These are raw counts on one stock, far too few to prove skill either way — the serious, pre-registered test across all 1,001 stocks is the public bet.